Collateral Field Examinations:
Independent, detailed assessment of collateral, borrowing base, and financial reporting for secured lenders.

Exacting Advisory for Asset-Based Lenders
Lending Consulting Services That Reduce Risk and Cost
Today’s Lenders need accurate, efficient, cost-effective solutions to make informed decisions. Cost Reduction Solutions provides exceptional lending consulting services that empower financial institutions to assess risk, verify assets, and confidently navigate complex transactions. We specialize in asset-based lending support, offering high-quality collateral field examinations, business valuations, and advisory services across North America and internationally.
Supporting the Asset-Based Lending Industry Nationwide
We are a service firm that provides lending consulting services to the asset-based lending industry. Our clients include large national banks, regional banks, non-bank asset-based lenders, factors, middle market and C&I lenders, ABL light lenders, family offices, private equity, and investment firms.
Our primary offering is collateral field examination services, a specialized and essential component of ABL risk assessment. We conduct thousands of annual field exams to help lenders verify collateral and ensure lending integrity.
We conduct more than one thousand field exams annually to help lenders ensure loan monitoring and integrity.
Our services are tailored to each client’s needs, ensuring accurate data, clear reporting, and cost-effective delivery.
One of the Largest Independent Field Exam Firms in the U.S.
We are proud to be one of the largest independent due diligence and collateral field examination firms in the United States, operating more than 25 years serving more than 85 clients annually.
Professionals
Highly experienced analysts and auditors in financial due diligence
Field Exams
Completed nationwide across a wide range of borrower types
Countries
Global service capabilities in the U.S., UK, Mexico, China, and Malaysia
States in the USA
Strategic local presence to reduce travel costs and improve efficiency
Institutions Annually
Trusted by banks, lenders, and investors year after year
We operate with an agile team structure, delivering premium product value wit competitive pricing.
Tailored Expertise for Informed Lending
Every engagement starts with understanding your goals. Whether you need to analyze a borrower’s financial health, understand asset values, or engage a third-party advisor for an upcoming transaction, we bring the right resources and insight.
Our lending consulting services are built on decades of experience, deep market knowledge, and a client-first mindset. We help institutions:

Comprehensive Services That Lenders Rely On
We deliver more than just field exams. Our full suite of services supports every stage of the lending lifecycle:
Collateral Field Examinations
Comprehensive and efficient field exams to analyze and sample test a client’s collateral
Consulting and Advisory
Transactional support and strategic advice for asset-based lenders and financial institutions
Business Valuation and Forensics
Independent assessments to support M&A, loan structuring, disputes, and internal reviews
Public and Private Auditing
Partnered audit support for regulatory compliance and transparency
Quality of Earnings
Clear, verified EBITDA and financial performance analysis for confident deal-making.
Our lending consulting services scale with your needs, from single-site exams to multi-country portfolios.

Strengthen Your Lending Operations with Precision and Speed
Maximize your institution’s performance with lending consulting services designed for accuracy, speed, and cost savings. Cost Reduction Solutions brings over 25 years of trusted experience to help you lend smarter and safer, every time. Let’s work together to reduce risk, improve oversight, and advance your lending strategy. Contact us today for more details.
CRS has workforce strategically located throughout the U.S. to provide timely and cost effective services.

