Field Exams To Assess Borrower’s Collateral

Securing a loan against unreliable collateral puts your institution at risk. Our collateral field exams provide clear, accurate, and timely analysis so lenders can utilize real-time information before making and while servicing a loan. At Cost Reduction Solutions, we deliver deep insight through comprehensive fieldwork.

Comprehensive Collateral Exams for All Lenders

We perform collateral field exams tailored to each lender’s credit risk appetite and deal profile. Whether you’re evaluating asset-based revolvers, factoring arrangements, C&I, middle-market loans, or other, our team can adapt to your structure, standards and requirements.

Our exams include:

Verification of accounts receivable and inventory values

Analysis of controls, recordkeeping, and systems

On-site visits and borrower interviews for robust analysis

Detailed reporting

Each field exam is customized based on the nature of the borrower’s business and the lender’s internal requirements, and it is delivered with accuracy and speed.

Built for Asset-Based Lenders and Financial Institutions

We serve over 85 financial institutions annually, including:

Large national and regional banks

Non-bank asset-based lenders and factors

Middle market and C&I lenders

ABL light lenders, family offices, and private equity

Investment firms with structured debt portfolios

Our field exam services help these institutions determine collateral eligibility, monitor borrower performance, and help to identify reporting issues.

One of the Nation’s Largest Field Exam Providers

We are one of the country’s largest independent providers of collateral field exams, operating for nearly 25 years and completing more than 10,000 field exams to date. Our team of 80+ experienced professionals delivers unmatched availability and flexibility to meet even the most urgent timelines.

We’ve built our reputation on:

Competitive cost structures

Immediate availability and scheduling

Consistent, high-quality reporting and analysis

Scalable teams for high-volume portfolios

Our clients rely on us not only for timely execution but also for invaluable communication standards. Every exam goes beyond the checklist to provide lenders with real-time communication on relevant findings.

Improved Lending Decisions with Detailed Collateral Analysis

Gain confidence in your loan collateral before funding, at renewal or during the servicing period. Our collateral field exams deliver the insight your institution needs to make informed credit decisions. Partner with experts who understand your business needs and are ready when you and your clients are ready. If you have questions, don’t hesitate to contact us today.